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How to find your Medicare number (MBI)

Find your Medicare number (MBI) on your red, white and blue card, at Medicare.gov, through Social Security, or on your Medicare Summary Notice.

(updated ) · Khoi Le · Doodle

A woman with silver curly hair sits at a round kitchen table with a cup of coffee, a notebook, and a pencil. A small golden puppy sits by her feet.

The short answer

Your Medicare number is the same thing as your Medicare Beneficiary Identifier (MBI). It is the 11-character ID on the front of your red, white, and blue Medicare card. It is not your Social Security number.

Where to lookWhat you getBest if…
Medicare cardMedicare Number on the frontYou have the card with you
Medicare.gov accountView or print an official copy of your cardYou can sign in (or already have an account)
Social Security accountMedicare Number on your benefit verification letterYou do not have the card yet, or Medicare.gov signup is asking for the number
Medicare Summary Notice (MSN)Medicare Number on the noticeYou get quarterly claims mail, or you can view notices in Medicare.gov
1-800-MEDICAREHelp finding the number, or a mailed replacement cardYou prefer the phone

Open 24 hours a day, 7 days a week: 1-800-MEDICARE (1-800-633-4227). TTY: 1-877-486-2048.

Infographic titled "4 ways to find your MBI." Step 1, a wallet: "Check your card." Step 2, a letter: "Social Security account." Step 3, a laptop: "Medicare.gov account." Step 4, a telephone handset: "Call 1-800-MEDICARE." A small golden puppy sits beside step 4.

How to find your Medicare number without your card

Use the paths below if your card is lost, damaged, or not with you. Keep your red, white, and blue card in a safe place even if you have a Medicare Advantage or Part D plan card.

1. On your Medicare card

The red, white, and blue card lists your Medicare Number on the front. That is your MBI. CMS calls it the MBI. The card calls it the Medicare Number. They are the same.

2. In your Social Security account

SSA.gov says you can find your Medicare number by signing in to your Social Security account and viewing your benefit verification letter.

  1. Go to SSA.gov and sign in to your personal my Social Security account, or create one.
  2. Choose Get a Benefit Verification Letter.
  3. Find your Medicare Number on the letter.

This is a strong option if you do not have your card, because creating a Medicare.gov account can ask for the Medicare Number.

The account has to be your own. If you are helping a parent, they sign in or sign up themselves. You can sit with them while they do.

3. In your Medicare.gov account

  1. Go to Medicare.gov and sign in. Older MyMedicare.gov bookmarks go there too.
  2. Open the page for your Medicare card. Medicare.gov labels it Print My Medicare Card or Get my Medicare card.
  3. Read the Medicare Number on that copy.

You can also order a replacement card to be mailed from the same account.

4. On your Medicare Summary Notice (MSN)

Your Medicare Summary Notice is the quarterly claims summary Medicare mails for Original Medicare Part A and Part B services (or that you can view after signing in at Medicare.gov). Official CMS sample notices print your Medicare Number near the top of the notice.

  1. Check recent mail for an MSN, or sign in at Medicare.gov and open your claims / MSN notices.
  2. Look for Medicare Number on the notice header.
  3. Use that number the same way you would use the number on your card.

If you only see the last few characters in a “check your information” box, look at the full number printed elsewhere on the same notice (CMS samples show the full Medicare Number on the notice itself).

5. By calling 1-800-MEDICARE

A man with a silver beard smiles while talking on a corded telephone in a porch chair. A potted plant stands beside him and a golden puppy lies at his feet.

Call 1-800-MEDICARE (1-800-633-4227). TTY: 1-877-486-2048. Ask for help finding your Medicare Number, or ask them to mail you a replacement card.

If you get Railroad Retirement Board (RRB) benefits, Medicare.gov says to call 1-877-772-5772 for a replacement card. TTY: 1-312-751-4701.

What your Medicare number (MBI) looks like

CMS gives every person with Medicare an MBI. It replaced the older number that was based on your Social Security number.

FactDetail
Length11 characters
CharactersUppercase letters and numbers
MeaningRandomly assigned — no SSN or “code” inside it
HyphensMay appear on the card for readability; leave them out when you type
Letters never usedS, L, O, I, B, Z (they look too much like numbers)

Infographic titled "Your Medicare Number (MBI)." Eleven tiles spell a sample number, 1EG4-TE5-MK73, in groups of four, three, and four. A tag reads "Sample." A bracket under the tiles reads "11 characters. Letters and numbers. Hyphens are not typed."

Infographic titled "Letters never used in an MBI." Six crossed-out letter tiles, S, L, O, I, B, and Z, sit above the numbers each one looks like: 5, 1, 0, 1, 8, and 2. Caption: "They look too much like numbers."

If you have Medicare Advantage or Part D

If you joined a Medicare Advantage (Part C) or Part D drug plan, you usually show that plan’s card for care and pharmacy visits. Your red, white, and blue Medicare card is still yours — keep it. You may still need the Medicare Number (MBI) to:

  • Set up or use a Medicare.gov account
  • Talk with a licensed agent you contacted
  • Enroll in or change certain coverage
  • Handle Original Medicare claims or paperwork

Keep it safe

Treat your Medicare Number the way you would treat a credit card number. Give it to your doctor or hospital, your health plan, a licensed agent or broker you chose to talk with, or your State Health Insurance Assistance Program (SHIP) counselor. Do not give it to someone who contacted you first and asked for it.

Infographic with two boards. The green board, "OK to share with," lists: your doctor or hospital, your health plan, an agent you chose to call, and your SHIP counselor. The terracotta board, "Don't share with," lists: someone who contacted you first and asked for it. A small golden puppy sits between the boards.

Medicare.gov says Medicare will never call you uninvited and ask for personal or private information. If someone does, hang up and call 1-800-MEDICARE.

If you think someone is misusing your number, call 1-800-MEDICARE. CMS says you can ask to have your MBI changed if it was compromised.

When you might need it

You may be asked for your Medicare Number when you:

  • See a doctor or hospital under Original Medicare
  • Join a Medicare health plan, a Medicare drug plan, or a Medigap policy
  • Talk with a licensed agent you contacted
  • Set up a Medicare.gov account
  • Need a replacement card

Common questions

Is the MBI the same as a Social Security number?

No. Your MBI is 11 letters and numbers. A Social Security number is 9 digits. Medicare stopped printing Social Security numbers on Medicare cards.

Comparison infographic. Left, "Medicare Number (MBI)": 11 characters, letters and numbers, randomly assigned. Right, "Social Security number": 9 digits, numbers only, not your MBI.

What if I lost my Medicare card?

Sign in to Medicare.gov to print a copy or order a mailed replacement, call 1-800-MEDICARE, check your Social Security benefit verification letter, or look for the Medicare Number on a recent Medicare Summary Notice.

Can I look up a parent’s Medicare number for them?

Only together with them. Their SSA.gov and Medicare.gov accounts have to be their own. Sit with them while they sign in, or call 1-800-MEDICARE together.

Can Doodle look it up for me?

No. We do not collect your Medicare Number on this site. If you want help with a Medicare question, you can start a conversation with us.

What does MBI stand for?

Medicare Beneficiary Identifier. On your card and in most everyday talk, it is simply your Medicare number.

About this page

Written for Doodle by Khoi Le. Reviewed against Medicare.gov, SSA.gov, and CMS public materials on September 26, 2026.

This page is educational. It is not advice, a quote, or an invitation to enroll.

Sources